Page 195, Line 4

One of Teresa’s fun challenges over at her “The Haunted Wordsmith” blog is when she asks us to grab a book…any kind of book…and flip to a page and a specific line on that page. In this case it’s page 195, line 4. Then we are supposed to use that line as a prompt for a post.

ABE9B4DD-2CEB-496E-83C7-3F640B488C8FI chose George Orwell’s classic book, “1984.” I used the Kindle version of the book that I downloaded to my iPhone. This is what appears on page 195, line 4 of that ebook:

“When you delude yourself into thinking that you see something….”

So here is my post using that line from Orwell’s book.

“You did what?” Denise asked her mother, Madeline. “Mom, why on Earth would you do that?”

“Honey, I received a brochure in the mail saying that, because of my age and the equity in my home, I may qualify to receive a large amount of cash each month,” Madeline explained. “And you know that since your father died, money is a little tight these days, what with the mortgage payments, taxes, utilities, groceries, and medical bills. So I called the number in the brochure and I spoke to a lovely young lady who told me all about these reverse mortgages.”

“Mom, these people are paid to push you into signing your home over to them,” Denise said. “These reverse mortgage deals are frauds and scams that shady hustlers pull on unsuspecting seniors, knowing that it’s either not the best option or that it’s an unsuitable product.”

“Oh no, Denise,” Madeline said. “The nice woman assured me that these reverse mortgages are closely tied to the United States government, and pointed out where, in the brochure I received, that they have been awarded the government’s seal of approval.”

“First of all, Mom, there’s no such thing as a U.S. government seal of approval,” Denise said. “And did she tell you that you have to act fast before the offer expires?” Denise asked her mother.

“Well, yes, the offer, she said, was only good for a limited time,” Madeline said. “But, Denise, it’s a no-risk reverse mortgage that essentially provides me with free income.”

“Mom, why didn’t you call me so that we could discuss this before you signed anything?” Denise asked.

“Free income for me at no risk, Denise.” Madeline said. “I explained that to you already.”

“Free income? Mother, when you delude yourself into thinking that you see something that looks too good to be true, it usually is,” Denise said. “All I can say is that it’s a good thing that your daughter is an excellent lawyer. I’ve got to figure out a way to reverse your reverse mortgage.”

5 thoughts on “Page 195, Line 4

  1. The Haunted Wordsmith March 12, 2019 / 6:44 am

    My aunt has a reverse mortgage. Her kids already got their inheritance and this way she gets the equity back to live on instead of paying a mortgage. Works out for her, I guess.

    Good story. When I read your quote, I immediately thought you’d go Republican and Trump lol

    Liked by 1 person

    • Fandango March 12, 2019 / 9:09 am

      I was tempted, but I’m worried that my anti-Trump rants are getting old and I don’t want to be thought of as a one-trick pony. And, yes, not all reverse mortgage schemes are scams. But some are.

      Liked by 2 people

  2. Marleen March 12, 2019 / 11:37 am

    My dad asked me once what I thought of him doing a reverse mortgage, when he had no need at all for money and his house was already paid off. I don’t remember exactly what I said to him, unless it’s the same thing, I think, I repeated to a very successful financial planner (another parent my age) at a baseball game of one of my sons. I said he “should just live in it.”

    The financial planner friend had looked very concerned at the mention of a reverse mortgage. Then he asked if my parents needed money. He was relieved when I said they didn’t need money and that I had told my dad it didn’t sound like a good idea. I didn’t know the details of whatever he was looking at, but the odds were he would lose out.

    Liked by 1 person

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